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Two Women & Crypto is a program birthed from the joy and excitement that two women share about the cryptocurrency landscape and their desire to empower others to step into the digital/tokenized world of the future. Funny, authentic, and high energy as they each share their love for life and crypto from their own vantage points sharing tips, tricks, and insights as to how to begin and navigate the decentralization of the world‘s banks. Like many others, they realize that we, as a collective, have a limited window of opportunity to take advantage of this mass transfer of wealth, and they intend to help others understand and empower them for the future. Andrea has twenty years of experience hiring technical talent for Fortune 100 companies nationwide. Her entrepreneurial spirit and technical research has led to a deep interest in cryptocurrencies, digital assets, and analyzing the reinvention of finance. She has been a digital asset investor for the past 4 years and have been providing personalized coaching to individuals assisting with account setup, purchasing and selling digital assets. She provides education to community members to help foster achievement of financial freedom and inclusion. Links: digitalcoach@protonmail.com or find her on LinkedIn at Andrea Caldiero. Kelli, who taught herself to trade commodities in a prior life, has reconnected with her love of technical analysis and the reading of charts. She leans in through a very esoteric lens, recognizing the harmonic, symbolism and resonance of the movements through the decoding of the chart structures and coins symbolic meaning. She leads individuals and a number of groups on how to acquire cryptocurrency property (digital assets), safely and with the right intention regarding their relationship with money. Links: The Future & You: Cryptocurrency Group for Women: new72media.com/thefuture & Gateway to Crypto: The Magick of Gleipnir through The Northern Gateway at thenortherngateway.org/cryptocurrency. Email: kelli@new72media.com. VISIT OUR WEBSITE: www.twowomenandcrypto.com *Note: neither Andrea nor Kelli (or any of their affiliations) are financial advisors. This content is shared to empower and educate, but not to advise you to enter into any position in any market. Those are personal decisions
Episodes

7 days ago
Episode #74: BTC is not a scam!
7 days ago
7 days ago
Join us for our monthly Q&A: March 25th at 8am pst /11am est. Cost is $10: https://www.twowomenandcrypto.com/service-page/two-women-q-a?referral=service_list_widget
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***
IN THE NEWS:
First off let’s talk about this week’s XI meeting with Putin they are bringing change that has not happened in 100 years!
Watch Project Cedar for Updates on CBDC- Need cross chain interoperability. Watch Chainlink. Don’t forget-Major Partnership with SWIFT. Pilot is done with 18 Central and commercial banks. This was successful 12 week pilot. Corda and Quorum Blockchain.
https://www.newyorkfed.org/aboutthefed/nyic/project-cedar
Synthetix also partnered with Chainlink - Syntethix teleporters cross chain solution to allow instant liquidity movement between multiple chains. Cross chain liquidity is coming!
Anti Crypto Bill is on the table!
Why BTC is important and why it’s not a scam.
Its not the FED Coin that is coming.... Its decentralized no Gov controls it.
Reason 2 Its transparent!
Reason 3 Limited Supply!
Reason 4 Secure
Reason 5 Censorship resistant!
Reason 6 Adoption occurring fast with Governments, 100,000 merchants, oil companies and other energy companies as well. Blackrock, Cash APP, PayPal etc.
Fed banking system is sound and we have adequate liquidty! One step closer to FED APP.
Watch Credit tightening with banks
Also watch Commercial Real Estate
HODL'on
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This content is being offered for your consideration only. Lean into the information shared here, and take what resonates. We each have our own way and we are not financial advisors. Do your own research.

Friday Mar 17, 2023
Episode #73: What’s the Difference between BTC and CBDC
Friday Mar 17, 2023
Friday Mar 17, 2023
Join us for our monthly Q&A: March 25th at 8am pst /11am est. Cost is $10: https://www.twowomenandcrypto.com/service-page/two-women-q-a?referral=service_list_widget
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Sponsors:
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IN THE NEWS:
Credit Suisse- 2nd largest Bank in Switzerland. It is to big to fail
credit default swaps off the charts which means betting the bank will fail.
Saudi Arabia Government 10 percent holder of CS says no more.
https://thebanks.eu/countries/Switzerland/major_banks
Will people question banks and go to BTC or Embrace a CBDC? What's the difference between them?
HSBC acquires SVB of UK for £1 !
https://economictimes.indiatimes.com/tech/technology/hsbc-says-it-has-acquired-silicon-
valley-bank-uk/articleshow/98600030.cms?from=mdr
All depositors were made whole not investors so it wasn't a bail out ;)
Will SVB USA become nationalized? Time will tell.
https://www.federalreserve.gov/paymentsystems/fednow_about.htm
Will more regional Banks fail?
Coinbase to delist six Ethereum based altcoins-Rally, DFI Money YFII, Mirror, OMG Network, Loom and Augur-March 29th is the date
Could be Centralization, Regulation is coming, Could be labeled security
World ID launched this week. Co-founded by Sam Altman who also co-founded OpenAI. Bringing Global proof of personhood to the internet. *global digital passport Want to go to London next year from the USA you will need some form of a digital ID.
"The ORB" an iris imaging device. Welcome to the 4th Industrial Revolution.
Polygon Partners with Unstoppable Domains!
https://cointelegraph.com/news/polygon-labs-partners-with-unstoppable-domains-to-launch-top-level-domains
“.polygon” domains- create digital identities that are compatible across 750 applications, games and metaverse platforms. Log in to web apps, such as cryptocurrency wallet addresses and decentralized websites.
Unstoppable Domains also allows users to create profiles that can be connected to social media channels and act as a digital identity across Web3 platforms and networks.
Digital IDs are Coming...
Remember Data is king in the new world so protect yours....
HODL'on
***
This content is being offered for your consideration only. Lean into the information shared here, and take what resonates. We each have our own way and we are not financial advisors. Do your own research.

Friday Mar 10, 2023
Episode #72: Crypto tides will Turn Bullish! Patience!
Friday Mar 10, 2023
Friday Mar 10, 2023
In the news:
BTC- Hearing held on cryptocurrency and mining regulation
Why we need BTC and how it is actually providing a value in our society and becoming more of a store of value.
Shell and now a Nuclear Powerplant in PA!
All while Regulators are going hard on Crypto and BTC, Coinbase down to one bank Silvergate..... Silvergate is going to zero! Another excuse to try to bring in heavy regulation and blame crypto.
Just hang in there the future of finance is being built on the blockchain!
Fed Now going live in May June or July.
Cypherium Blockchain and Volante Technology two partners
https://www.cypherium.io/
https://partner.microsoft.com/en-us/case-studies/volante
Grayscale is doing well in Court!
Ripple also doing well!
Stellar going to Paris for Blockchain Week in March 21-23rd. Ben Grossman Dir of marketing says Stellar is here and bigger than ever. Real World Blockchain use cases.
Cardano foundation went to Spain!
Senator Lummis Hearing Crypto Mining and the Environment
https://youtu.be/1dSpdHQtHuU
A lot of Bullish activity and adoption is happening in the mist of all of this chaos.
What would your do if XRP gets clarity? Would you DCA out? Have an exit plan!
HODL'on!
****
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******
This content is being offered for your consideration only. Lean into the information shared here, and take what resonates. We each have our own way and we are not financial advisors. Do your own research.

Friday Mar 03, 2023
Episode #71: Crypto Ecosystem - How did we build this thing?
Friday Mar 03, 2023
Friday Mar 03, 2023
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Sponsors:
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***
In the news:
Brain Books Office of the Comptroller of the Currency joins HBAR Foundation. Significant experience with US policy and the crypto industry including Chief Compliance Officer at Coinbase.
https://cryptonews.net/news/altcoins/20614641/
Ripple talking to over 20 Central Banks! Look at Emerging markets....
https://bitcoinist.com/ripple-in-dialogue-over-20-central-banks-cbdcs/
Tom Emmer-Introduced the Anti-CBDC Surveillance Act
https://www.youtube.com/watch?v=gV4mDxIXJ5o
SBF and inner circle 300 illegal political donations using customer funds for political campaign- New criminal charges.
https://decrypt.co/122022/sam-bankman-fried-new-criminal-charges
Remember March 4th VET HIVE Conference
Future of Digital Assets Ecosystem-Tiring going through boom and bust cycle!
Currently in the Accumulation phase and by 2025 should be at another ATH.
Think about protocols like TCP/IP- protocol provided the foundation for the development of the Internet, which in turn provided the infrastructure for the development of blockchain technology.
The TCP/IP protocol is the fundamental communication protocol of the Internet. It defines a set of rules for transmitting data packets over a network, ensuring that they reach their intended destination in a reliable and efficient manner.
On top of the TCP/IP protocol, other layers of the Internet were built to support various applications, such as email, file transfer, and web browsing. These layers include the application layer, transport layer, network layer, and link layer.
The development of blockchain technology can be traced back to the Internet's application layer, where digital currencies and other decentralized applications were developed. Blockchain technology builds upon the underlying layers of the Internet to create a secure and decentralized system for recording and verifying transactions.
Worldwide web: The creation of the World Wide Web by Tim Berners-Lee in 1989 revolutionized the way information is shared and accessed over the Internet.
Content creators: The emergence of user-generated content platforms like blogs, social media, and video-sharing sites like YouTube, allowed anyone with an Internet connection to create and share their own content.
Smartphones: The development of smartphones with high-speed Internet connectivity and touchscreens in the early 2000s enabled people to access the Internet and use apps on the go.
Internet of Things (IoT): The IoT refers to the network of physical devices, vehicles, home appliances, and other items embedded with electronics, software, sensors, and connectivity which enable these objects to connect and exchange data.
Wearables: Wearable technology like fitness trackers, smartwatches, and augmented reality glasses have become increasingly popular, allowing users to access information and interact with the world in new ways.
Implantable technology: While still in the early stages of development, implantable technology such as microchips and sensors could one day enable people to interface directly with technology without the need for external devices.
It's worth noting that these breakthroughs are interconnected and build upon each other, with each new development paving the way for future innovations.
HODL'on
***
This content is being offered for your consideration only. Lean into the information shared here, and take what resonates. We each have our own way and we are not financial advisors. Do your own research.

Friday Feb 24, 2023
Episode #70: VeChain - Leading the Digital Revolution!
Friday Feb 24, 2023
Friday Feb 24, 2023
Join us for our monthly Q&A: SUNDAY February 26th at 8am pst /11am est. Cost is $10: https://www.twowomenandcrypto.com/service-page/two-women-q-a?referral=service_list_widget
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Sponsors:
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***
In the news:
VECHAIN! Mark the Calendar March 4 2023- The Hive Summit with two special guests Sir Andre Geiim and Professor Sir Konstantin Novoselov- Contributors in the field of 2D nanomaterials specifically-graphene.
https://finance.yahoo.com/news/vechains-hive-summit-host-two-123000885.html
White paper also will be released during the one day summit-New carbon based Economy coming? Probably.... Lets talk about this!
VeChain (VET)started business engagement for blockchain use cases and implemented the first blockchain solution of anti-counterfeiting and traceability for luxury products in early 2016. Partnered with PWC, BMW, Deloitte, DNV GL, Walmart
VeChain VET will become UFC’s first-ever Official Layer 1 Blockchain Partner, providing the blockchain Foundation with an unprecedented level of integration into key UFC assets, ranging from live events, including broadcast features and in-arena promotion, to original content distributed through UFC’s popular digital and social channels. Through UFC’s far-reaching global footprint, VeChain will have meaningful brand visibility within an estimated 900 million TV households in 175 countries that receive UFC’s broadcasts.
Next Bull Run.... My best guess and lets look at some dates and a quick overview of adoption of new technology.
Presidential Election Nov 2024
BTC halves in April 2024
CBDCs Are coming....
Just last month, the Federal Reserve issued a report that noted that “a CBDC could fundamentally change the structure of the U.S. financial system
HODL ON!!!!!
***
This content is being offered for your consideration only. Lean into the information shared here, and take what resonates. We each have our own way and we are not financial advisors. Do your own research.

Friday Feb 17, 2023
Episode #69: Grab your popcorn Government will try to crush crypto !
Friday Feb 17, 2023
Friday Feb 17, 2023
Join us for our monthly Q&A: February 25th at 8am pst /11am est. Cost is $10: https://www.twowomenandcrypto.com/service-page/two-women-q-a?referral=service_list_widget
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Sponsors:
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***
Watch this video: https://www.youtube.com/watch?v=kXNDTn9qX5k
IN THE NEWS:
Paxos-being under investigation for selling BUSD as a security. Gave 30 days to respond why they should not be sued.
Senate banking Committee holds hearing on crypto crash and protecting digital assets. https://www.youtube.com/watch?v=kXNDTn9qX5k&t=1s
Lee Reiners, Linda Jeng and Yesha Yadav.
NO GARY! Senator Scott drove the point home to let everyone know twice that Gary Gensler needs to show up. Gary has a heavy hand to sue all these innovative projects but doesn't show up on how to regulate crypto and protect investors? Seems like more of a design. Kill 2 Trillion out of market. Where did that money go? All this Time we see JP Morgan, Fidelity Digital Assets, Blackrock, Credit Suisse, Charles Schwab and others all begin to shift to tokenization, the metaverse, crypto and the blockchain.
Siemens-issued a 60 Mil dollar bond on the polygon blockchain. Fully compliant with German Law. Bond market is a term used for the debt market, a collective name given to all trades and issues of debt securities. https://www.coindesk.com/business/2023/02/14/siemens-issues-blockchain-based-euro-denominated-bond-on-polygon-blockchain/
HODL ON!!!!!
***
This content is being offered for your consideration only. Lean into the information shared here, and take what resonates. We each have our own way and we are not financial advisors. Do your own research.

Friday Feb 10, 2023
Episode #68: Benevolent AI coming with Cardano and Singularity.net?
Friday Feb 10, 2023
Friday Feb 10, 2023
Join us for our monthly Q&A: February 25th at 8am pst /11am est. Cost is $10: https://www.twowomenandcrypto.com/service-page/two-women-q-a?referral=service_list_widget
****
Sponsors:
COMPUTER DIVA - Worry FREE Computer Care! (paid sponsorship) https://www.computerdiva.biz/
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***
IN THE NEWS:
SuperBbowl Commercials! More than Crypto this year!
Web3 company Limit Break is set to run an advertisement during the big game’s first commercial break, where it plans to give away thousands of its Dragon series NFTs to showcase the company’s free-to-own NFT model designed for gaming.
The interactive advertisement will feature a QR code that serves as part of viewers’ introduction to the DigiDaigaku universe, similar to how Coinbase’s ad from last year directed viewers to its website through a bouncing QR code reminiscent of the retro DVD logo. Hopefully, this website doesn’t crash.
In Canada, crypto exchange Bitbuy will return for the second year in a row, but the company is changing its tune. While the company said that its central focus last year was missed opportunities, this time it's basing its message around trust.
Turbotax will also again reference crypto in its upcoming commercial.
Cardano News!

Friday Feb 03, 2023
Friday Feb 03, 2023
Join us for our monthly Q&A: February 25th at 8am pst /11am est. Cost is $10: https://www.twowomenandcrypto.com/service-page/two-women-q-a?referral=service_list_widget
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Sponsors:
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***
IN THE NEWS:

Friday Jan 27, 2023
Friday Jan 27, 2023
Join us for our monthly Q&A: January 28th at 8am pst /11am est. Cost is $10: https://www.twowomenandcrypto.com/service-page/two-women-q-a?referral=service_list_widget
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Sponsors:
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In the News:
Lets talk about Hedera!
What is Hedera?
Fully open sourced public distributed ledger has smart contracts and native tokenization to build DAPPS
Alex Russman of HBAR sees the unlimited value across enterprises in training, sales, entertainment, media, marketing, finance, real estate gaming looks like the plan is to digitize everything and bring everything into a fake make believe world.
Will Hedera bring banking into the metaverse?
Look at commercials they are showing us with Headsets.
Apple coming out with 3k VR headset.
Hedera partner DBS group-the largest bank in SE Asia
Investing 730 million per year to integrate banking in virtual world
NFTs not just digital art will be your Digital ID as well
Who is in the metaverse?
Samsung, Nike, Walmart, Disney, Warner Music group,
Did you know JP Morgan was the first bank to enter into the metaverse?
Decentraland and Sandbox will grow big with all this development-think about when VR headsets and Augmented reality become BIG.
Goal of Hedera- partnered with Google WiPro, IBM others to build DAPPS with a low/no code 3D platform and its goal is to bring the biggest companies in the world into the metaverse.
Cardano 60 percent of nodes went down and the system repaired itself without human intervention. I like this. Proves to me that Cardano is decentralized.
Lets talk about Universal Digital Payment Network- China taking over the world:
https://www.scmp.com/tech/tech-trends/article/3207599/chinas-state-backed-blockchain-project-aims-be-swift-stablecoins-and-central-bank-digital-currencies
Opening banking and its centralized Components-Open banking is the latest phase of evolution in which banks are required to share their customer’s data with third-party developers. This data includes transaction history, account details, and loan repayment records.
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This content is being offered for your consideration only. Lean into the information shared here, and take what resonates. We each have our own way and we are not financial advisors. Do your own research.

Friday Jan 20, 2023
Episode #65: 15 minute Cities Time for Carbon Credits?
Friday Jan 20, 2023
Friday Jan 20, 2023
Join us for the Iso20022 class on January 21st: $45 with a USDC payment - see details here: https://www.twowomenandcrypto.com/service-page/iso-20022?category=35fcc22b-9986-432f-9c65-1306343cfe01&referral=service_list_widget
Join us for our monthly Q&A: January 28th at 8am pst /11am est. Cost is $10: https://www.twowomenandcrypto.com/service-page/two-women-q-a?referral=service_list_widget
****
Sponsors:
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In the News:
- IRS not growing by 87K maybe new tax system is coming?
- NYC banning Gas stoves How would they do this and AOC doesn't care she rents
- Want to eat a burger? better have some carbon credits